Giving everyone the power to care

Why use an all-in-one platform?

Stakeholder efficiency icon

Stakeholder efficiency

End-to- end payment icon

End-to-end payment

Transparent healthcare icon

Transparent payment and treatment

Data ownership & control icon

Data ownership & control

Join our network

The platform

CarePay has developed a health benefit wallet that operates on a mobile phone. Participants can save, receive and spend money, but the funds can only be used to pay for healthcare. The system links directly with participants, healthcare providers and healthcare payers, like insurers and donors, so both treatment and payment are fast, efficient and transparent.

Carepay Provider


Fast claims approval;
Simple online processing

Carepay beneficiary


Easy access on all mobile devicesnables quicker treatment

Carepay Payer Donor


Easy program management; Transparent payments

Key figures

3 countries

CarePay operates in Kenya, Nigeria and Tanzania where our platform ensures transparency and accountability.

+ 3,000 providers

CarePay has connected over 3,000 healthcare providers to the platform, ranging from small clinics to large hospital groups.

+4.7 million lives

Over 4.7 million lives have been connected to the platform so far and new users are registered every day.

The CarePay platform

Carepay infographic our processes

Our market

Out-of-pocket expenditure as a % of the total health expenditure
Source: World Health Organization Global Health Expenditure database, 2016

East Asia & Pacific

Sub-Saharan Africa

Latin America & Caribbean

South Asia

Carepay our market

Awards & recognitions

Transformational Business

Awarded by:

The Financial Times & IFC, 2017

In 2017, CarePay was awarded the FT/IFC Transformational Business Award for their achievement in Sustainable Development, with a focus on Health, Wellness and Disease Prevention.

Nigerian Healthcare Excellence

Awarded by:

Nigerian Healthcare Excellence Awards

In 2019 CarePay won this award. The NHEA’s aims to stimulate quality improvement and innovation in the Nigerian health sector leading to improved service delivery & management of key health issues.

Technology Pioneer

Awarded by:

World Economic Forum , 2018

In 2018, CarePay was recognized by the World Economic Forum as a Technology Pioneer, following in the footsteps of a long line of successful companies, such as Google (2001), Twitter (2009) and Airbnb (2013).

Entrepreneurs for Resilience

Awarded by:

Swiss Re, 2019

In 2019, CarePay won the SwissRe Entrepreneurs for Resilience Award 2019. This year’s award focused on innovative solutions that offer more and better access to healthcare for households in low-income communities.

Key benefits

Lower cost

Cost efficient

A fully digital platform working in real-time instead of a standard paper-based system.

Tailor-made care

Data insights

Data collected helps to improve efficiency and quality of care and provides data insights for healthcare payers.


Automated rules

Automated scheme rules are implemented in the CarePay platform making it work much more efficient.